SMEs generally experience major difficulties accessing long term financing. To address this situation, AFD offers guarantees to banks providing loans to SMEs, thus limiting their risks.
The AFD can provide guarantees for operations that aim to enhance the mobilization of local resources. These guarantees also make it possible to reduce the risk inherent to issuing bonds in local currencies. Coverage is also made available for political risks or States' non-fulfillment of their obligations.
The ARIZ guarantee fund facilitates access to credit of businesses and micro-finance institutions in the AFD’s intervention zone.
The DOM fund guarantees the medium and long term credit operations of private companies in Overseas France.
The FASEP fund provides coverage to French SME’s abroad, outside the ACP zone.
The FISEA fund provides coverage to Africa.